On Thursday, August 6, 2026, Wiz Co (WIZC3) reported consolidated net income of R$ 83.3 million in the second quarter of 2026 (2Q26), down 10.6% from the same period in 2025. Net revenue ex-commissions totaled R$ 235.3 million in 2Q26, a decline of 18.0% year over year, while consolidated EBITDA (earnings before interest, taxes, depreciation and amortization) was R$ 152.8 million, 19.2% below 2Q25.
In the first half of 2026, Wiz Co posted net revenue ex-commissions of R$ 472.6 million, a decrease of 13.4% compared to the first half of 2025, and EBITDA of R$ 304.8 million, down 17.3%. Consolidated net income for the half-year was R$ 156.0 million, 12.0% lower than in the same period a year earlier.
The parent company’s results showed net income of R$ 53.6 million in 2Q26, an increase of 8.4% versus 2Q25, with EBITDA of R$ 73.5 million, a drop of 8.4% on the same basis of comparison. The consolidated net margin reached 35.4% in the quarter, compared with 32.5% a year earlier, while the EBITDA margin came in at 65.0%, slightly below the 65.9% in 2Q25.
By segment, insurance net revenue totaled R$ 157.1 million in 2Q26, down 14.4% year over year. In credit and consortiums, net revenue ex-commissions was R$ 23.9 million, a decrease of 19.9% versus 2Q25, with EBITDA of R$ 15.5 million, 34.3% lower. The Run-Off Caixa segment recorded net revenue of R$ 45.8 million, a slight increase of 0.3% over 2Q25, and contributed R$ 43.7 million in EBITDA, an increase of 1.5%.
In the quarter, the company generated R$ 129.5 million in operating cash, after net income of R$ 83.3 million, depreciation, amortization and impairment of R$ 26.4 million, and a positive change in working capital of R$ 24.2 million. Wiz Co ended 2Q26 with consolidated cash of R$ 386.1 million and net debt of R$ 138.7 million, which represents leverage of 0.3x net debt/EBITDA, below the 0.7x recorded in 2Q25.
