Porto Seguro (PSSA3) reported that in July 2026, Grupo Porto recorded R$ 1.57 billion in direct auto insurance premiums, an increase of 13.7% compared to July 2025, with a loss ratio of 60.9%, up 3.0 percentage points in the same comparison. In the accumulated 7M26, direct auto premiums totaled R$ 9.90 billion, up 6.2% versus 7M25, while earned premiums reached R$ 9.42 billion, an increase of 2.1%.
In the same 7M26 period, Porto Seguro’s market share in auto was 27.0%, with direct premiums of R$ 9.9 billion, compared to R$ 26.8 billion for the ex-Porto market, which grew 6.2% on the same basis. In July 2026, the total auto market generated R$ 5.97 billion in direct premiums, an increase of 5.9% over July 2025.
Grupo Porto’s auto loss ratio was 58.0% in the accumulated 7M26, a decrease of 1.1 percentage point compared to 59.1% in 7M25. The commission ratio stood at 23.2% in July 2026, versus 21.9% in July 2025, and at 23.3% in 7M26, compared to 22.1% in 7M25.
In the Property + Transport segment, the company recorded R$ 0.35 billion in direct premiums in July 2026, up 12.1% compared to July 2025, with a loss ratio of 30.6%, an increase of 2.1 percentage points. In Life, direct premiums totaled R$ 0.18 billion in the month, growth of 3.1% versus July 2025, and a loss ratio of 35.8%, a reduction of 14.5 percentage points on the same basis.
