Wiz Co (WIZC3) reported parent company net income of R$ 54.1 million in 3Q26, down 2.3% from 3Q25 and up 1.0% from 2Q26. Consolidated net income was R$ 75.9 million, a decline of 25.3%, and consolidated net revenue totaled R$ 222.0 million, down 23.3% in the same comparison. The company cites regulatory changes in payroll-deductible loans (consignado) and a more adverse macroeconomic environment.
Consolidated EBITDA (earnings before interest, taxes, depreciation and amortization) was R$ 134.1 million, down 31.0%, with a margin of 60.4% (67.1% in 3Q25). At the parent company level, EBITDA came in at R$ 73.3 million (-11.8%) and net revenue at R$ 56.7 million (+7.9%). Consolidated adjusted net income was R$ 93.8 million (-24.6%). Consolidated gross revenue was R$ 383.3 million (-24.0%) and premiums written were R$ 0.8 billion (-22.3%), with declines at Bmg Corretora (-59.2%) and BRB Seguros (-42.7%).
Net debt reached R$ 118.0 million, down 61.0% from 3Q25 and down R$ 20.7 million in the quarter. The net debt/EBITDA ratio was 0.3x, the lowest level in the historical series (0.6x in 3Q25). Consolidated cash totaled R$ 421.0 million, with operating cash generation of R$ 121.3 million in the quarter. The company paid R$ 50.5 million in interim dividends on July 31 and expects to pay an additional R$ 50.0 million in dividends by the end of December.
Omni1 posted record net income of R$ 18.5 million (+40.8%), with gross revenue of R$ 63.3 million (+38.3%) and premiums written of R$ 116.1 million (+32.5%). The company also launched Wiz Consórcios in August, its own direct sales operation.
On October 19, 2026, Wiz Co signed an agreement with Banco Inter to sell its 39.75% stake in Inter Seguros for R$ 409.5 million, payable in cash at closing. Completion depends on approval from the Central Bank and CADE.
