Porto Seguro (PSSA3) recorded R$ 1.44 bn in direct premiums (the value of policies issued) in consolidated Auto insurance in September 2026, up 9.5% from September 2025 (R$ 1.31 bn). The loss ratio (claims as a share of earned premiums) stood at 58.0%, up 0.1 percentage point (p.p.) year over year. The data come from Susep's Monthly Sector Report.
In the nine months of 2026 (9M26), direct Auto premiums totaled R$ 12.83 bn, up 6.8% from R$ 12.01 bn in 9M25. Earned premiums were R$ 1.39 bn in September (+5.0%) and R$ 12.23 bn in 9M26 (+2.6%). The cumulative loss ratio was 58.1%, versus 59.0% a year earlier (-0.9 p.p.). Commission ratio stood at 22.1% in September (-0.2 p.p.) and 23.2% in 9M26 (+1.1 p.p.).
The Auto market excluding Porto had R$ 4.15 bn in direct premiums in September (+4.3%) and a loss ratio of 65.7% (+2.5 p.p.). The total market came to R$ 5.58 bn (+5.6%), with a loss ratio of 63.7%. With R$ 12.8 bn in premiums in 9M26, Porto has a 26.7% market share in Auto, considering the merger of HDI, Liberty and Sompo.
In the Property + Transport segment, direct premiums were R$ 0.35 bn in September (+12.1%), with a loss ratio of 33.1% (+3.5 p.p.). In Life, direct premiums totaled R$ 0.16 bn (+1.9%) and the loss ratio was 36.4% (-0.9 p.p.).
The figures follow Susep's accounting standard (SUSEP GAAP) and may differ from those disclosed in the company's quarterly financial statements, which adopt the IFRS standard.
