ARND3

Reag Investimentos S.A., originally founded in 2011 as GetNinjas Atividades de Internet Ltda., has undergone a trajectory of corporate and business model transformation to reach its current structure. The company was born in São Paulo as a technology firm focused on service intermediation through the GetNinjas platform, evolved into a corporation in 2018, and carried out its initial public offering in 2021, when its shares began trading on B3 under the ticker NINJ3. Starting in 2023 and, especially, in 2024, with the change of control to REAG Alpha Fundo de Investimento em Ações, the company began a process of corporate reorganization and strategic redefinition, culminating in the change of its name to Reag Investimentos S.A. and the consolidation of a holding profile focused on Asset Management and Wealth Management, with shares currently traded on B3’s Novo Mercado under the ticker REAG3. In a broader historical context, the GetNinjas brand remains associated with the operating digital platform subsidiary, while the listed company has come to concentrate the role of holding company for the REAG group.

The company’s origin is directly linked to the creation of the GetNinjas platform, conceived in 2010 to solve the difficulty of hiring general services in the Brazilian market, at a time when there was no specialized website for this segment. Inspired by an Indian prototype and adapted to the local reality, the platform began operating in 2011 as a digital marketplace where clients sought quotes and hired professionals across various service categories, without any guidance from the company regarding their choices. Between 2011 and 2014, the company focused on developing its technological base, algorithms for matching service supply and demand, and onboarding professionals. In 2014, it launched a beta version of the monetization system and, between 2015 and 2017, redirected its efforts to mobile solutions, migrating its entire base of professionals in 2017 to Android and iOS apps. This history in technology and digital platforms remains present in the group through GetNinjas Ltda., although the current focus of the company listed on B3 has shifted to asset and wealth management.

The corporate reorganization implemented after the change of control in 2024 marked the company’s transition to a financial holding role. This process involved carving out the operating GetNinjas platform business through a dropdown of assets to the wholly owned subsidiary GetNinjas Ltda., and partial spin-offs that transferred assets to other entities, such as CIABRASF – Companhia Brasileira de Serviços Financeiros S.A. and Revee S.A. In December 2024, the company’s corporate purpose was changed to participation, directly or indirectly, in legal entities in Brazil and abroad, including financial activities, consolidating its profile as a pure holding company. With the capital increase approved in 2024 and partially ratified in 2025, Reag Investimentos began positioning itself as one of the largest independent management holdings in the country in terms of assets under management, with a central focus on Asset Management and Wealth Management and a relevant presence in different specialized verticals of the financial market.

Under its current business model, the company operates mainly through two fronts: REAG Asset Management and the Wealth Management segment. REAG Asset Management is an independent asset manager created in 2013, with a team dedicated to structured credit, real estate, legal claims, and special situations strategies. With the capital increase and the contribution of equity interests, the company began to control structures such as Empírica Holding, Reag Gestão de Crédito and associated entities, as well as Quasar Advisory and Quasar Holding, which make up the credit vertical. In this front, the company organizes high grade and high yield credit funds, receivables and precatórios investment funds, corporate real estate vehicles and structured operations such as built-to-suit and sale-leaseback, in addition to private equity funds, corporate venture capital and club deals, raising capital both in the domestic market and through offshore structures.

In the Wealth Management segment, the company has consolidated an ecosystem of multi-family offices and wealth management structures geared toward family groups and investors with an institutional profile. The Wealth Management arm works on building comprehensive financial planning, defining personal investment policies (Investment Policy Statement – IPS), asset allocation and portfolio consolidation, with a focus on long-term wealth preservation and support for succession and tax issues. Reag Investimentos controls specialized companies in this vertical, such as Berkana Investimentos e Gestão de Recursos (now Reag Berkana Investimentos Ltda.), Hieron Patrimônio Familiar e Investimento Ltda., Quadrante Investimentos Ltda., Reag WM Gestora de Patrimônio Ltda., and other structures dedicated to wealth management and judicial assets. The integration of these businesses under the holding seeks to scale up the offering of customized wealth management solutions in the Brazilian market.

In addition to its core asset and wealth management operations, the company maintains other subsidiaries that complement its business portfolio. GetNinjas Ltda. remains a wholly owned subsidiary that owns the digital platform connecting self-employed professionals and companies to clients across the country, through Android and iOS apps and a web version. Its main activities include the development and maintenance of web pages, portals and online information services, advertising and search engine optimization, as well as the development of selection and filtering algorithms. The group’s structure of subsidiaries also includes GMS Coffee Company Ltda., focused on out-of-home food services through snack bars and similar establishments, in addition to several entities dedicated to asset management, real estate funds, structured credit and special situations, reflecting a diversification of vehicles under the holding umbrella, although revenue is entirely generated in Brazil.

From a regulatory standpoint, Reag Investimentos S.A. operates as a pure holding company and does not depend on specific government authorizations for its equity participation activities, beyond the general requirements applicable to publicly held companies and institutions linked to the financial market. As an issuer registered in category “A” with the Brazilian Securities and Exchange Commission (CVM), the company is subject to disclosure and governance rules applicable to companies listed on B3, where it trades shares currently under the ticker REAG3, previously associated with the NINJ3 code of GetNinjas. The group’s asset managers and other regulated entities operate under the CVM and ANBIMA regulatory framework, particularly with regard to portfolio management, investment fund management and financial product distribution, although the individual details of these licenses are assigned to the operating subsidiaries.

Regarding environmental, social and governance practices, the company states that its activities, being concentrated in asset management and holding of equity interests, have low direct environmental and social impact, with no material commitments related to environmental licenses or significant costs arising from environmental regulatory obligations. The company does not yet disclose consolidated ESG reports or greenhouse gas emissions inventories and has not formally adopted a materiality matrix, ESG key performance indicators, or specific frameworks such as TCFD, although it states that it is in the process of organizing this information for future disclosure. In the social and political field, Reag Investimentos reports that it has not made financial contributions to parties, candidates or lobbying initiatives in public policy up to the most recent reference date. From a geographic perspective, the company’s revenue is fully generated in Brazil, with no operations or revenue abroad, which reduces exposure to foreign regulations and concentrates the business in the domestic financial market, where it seeks to consolidate its role as an independent Asset Management and Wealth Management holding company with shares traded on B3 under the ticker ARND3, a legacy of its origin as GetNinjas and the subsequent reorganization under the control of the REAG group.